Accident Disability Insurance Plan
Accident Disability Insurance Plan
UPGRADED! Accident Disability Insurance Plan provides monthly payments of up to 70% of your net driving income, to a maximum of $1,500 /month, paid directly to you up to a year if you are injured due to a covered accident outside of work and are unable to perform your job.*
$100,000 Accidental Death Benefit
$100,000 Accidental Death Benefit
Pays $100,000 in a lump sum if a Covered Driver dies in a covered non-work-related accident on or after 6-1-23 that could not be prevented. Deaths due to prior medical conditions are not covered. Click here to view the plan certificate, including terms, conditions, exclusions, and limitations of coverage.
Personal Accident Insurance
Personal Accident Insurance
Personal Accident Insurance This benefit provides direct lump-sum payments, ranging from $50 to $40,000, in the event of a range of serious, covered injuries.** Payment amounts vary based on the severity of the injuries and related medical services and are not reduced or affected if you have other insurance coverage.
Critical Illness Insurance
Critical Illness Insurance
Pays lump sum cash amount of $20K to help cover expenses if diagnosed with a Covered Illness.
Dental Insurance
Dental Insurance
Keep your teeth and gums healthy with our new and improved dental insurance! All in-network services are now 100% covered*. Pay $0 for services such as exams, extractions, fillings, crowns and even dentures!*.
Vision Coverage
Vision Coverage
Get your routine annual eye exam and eyewear at no cost!
Medical Clinics
Medical Clinics
Get treatment for non-emergency issues at no cost! Available at select Modern MD locations in Brooklyn and Queens.
Telemedicine
Telemedicine
24/7 access to medical consultation by phone, app or webcam for a number of conditions - including COVID-19 symptoms
IDG Mental Health and Wellness Program
IDG Mental Health and Wellness Program
Get free access to counseling and support applying for financial assistance!
Healthcare Enrollment
Healthcare Enrollment
Free screenings for publicly available health programs like Medicaid, CHIP, and QHPs.
Accident Support
Accident Support
Help paying medical bills and lost wages
Legal Assistance
Legal Assistance
Affordable Legal Assistance from a qualified traffic lawyer.
Classes
Classes
Get paid $300 to complete the Defensive Driving Class
Prescription Discounts
Prescription Discounts
Save an average of 67% off prescription medications* at thousands of participating pharmacies, including CVS, Duane Reade, RiteAid, Walgreens, Wal-Mart, Target, Safeway and more!
Urgent Care Discounts
Urgent Care Discounts
Access to discounts on Urgent Care services in Metropolitan New York City locations!
Diagnostic Imaging Discounts
Diagnostic Imaging Discounts
Access to providers who offer 40% to 80% savings on MRI, CT and PET Scans