Accident Disability Insurance Plan

Accident Disability Insurance Plan

Accident Disability Insurance – Helps protect your income if you are disabled due to a covered accident outside of work.

Beginning November 1, 2022, The Black Car Fund has expanded Drivers Benefits to include Accident Disability coverage while outside of work. This benefit provides eligible, enrolled drivers with monthly payments, for up to a year if they are injured and become disabled due to a covered accident while NOT working – whether they are at home, at play, or even in-between fares!* 

What’s Included in our Accident Disability Insurance?

• Direct Monthly Payments
  • Receive up to $1,500 per month, up to 70% of your pre-disability net driving income, for up to a year (after 30 day elimination period), if you’re unable to work due to a covered accident.*
• Peace of Mind
  • Helps you pay for essential living expenses so you can stay current on your utilities, rent, car payments, insurance, and more even though you cannot work.

Note:  This benefit is distinct from the Workers Compensation benefit provided by The Black Car Fund which provides wage replacement and medical benefits to Covered Drivers if they are injured on the job and can also cover medical expenses, hospital fees, and medication costs related to an injury.

Remember, you must be enrolled in The Black Car Fund Driver Benefits program to receive the non-work Accident Disability benefit. Enroll today to receive this and many other valuable benefits.

Already enrolled in Drivers Benefits? Then you have immediate access to Accident Disability Insurance. Visit your Enrolled Drivers Portal to get started.

*Monthly Benefit Amount is 70% of your pre-disability net driving income up to $1,500 per month, subject to $1,000 per month minimum monthly benefit for covered drivers, to be paid after a 30-day elimination period, for up to 1 year due to Disability caused by a non-work accident. See Certificate of Insurance for complete information (including exclusions, limitations, and terms and conditions of coverage).

The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting company Hartford Life and Accident Insurance Company, under the brand name, The Hartford®, and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at www.thehartford.com. Please see the Certificate of Insurance for more information (including exclusions, limitations, and terms of coverage).

Policy Number: AGP-5969