Benefits

Drivers Benefits partners with The Black Car Fund and the Independent Drivers Guild to provide benefits for drivers of Black Car services such as Uber, Lyft, and the more traditional Black Car bases in the industry.

Signing up gets you access to all the benefits.

Accident Disability Insurance Plan

Accident Disability Insurance Plan

Provides monthly payments of up to 70% of your net driving income, to a maximum of $1,500 /month, paid directly to you up to a year if you are injured due to a covered accident outside of work and are unable to perform your job.*

Personal Accident Insurance

Personal Accident Insurance This benefit provides direct lump-sum payments, ranging from $50 to $40,000, in the event of a range of serious, covered injuries.** Payment amounts vary based on the severity of the injuries and related medical services and are not reduced or affected if you have other insurance coverage.

$100,000 Accidental Death Benefit

$100,000 Accidental Death Benefit

Helps provide loved ones with financial security in the event a covered driver was to pass away in an accident. It pays $100,000 in a lump sum if a Covered Driver dies in a covered accident on or after 6-1-23. Deaths due to prior medical conditions are not covered. Click here to view the plan certificate, including terms, conditions, exclusions, and limitations of coverage.

Critical Illness Insurance

Critical Illness Insurance

Pays lump sum cash amount of $20K to help cover expenses if diagnosed with a Covered Illness.

¹MetLife will not pay a benefit for a Covered Condition that is diagnosed prior to the coverage effective date. In most states there is a preexisting condition limitation. If advice, treatment, or care was sought, recommended, prescribed or received during the three months prior to the effective date of coverage, we will not pay benefits if the covered condition occurs during the first six months of coverage. The preexisting condition limitation may not apply to all covered conditions and may vary by state. Refer to the Disclosure Document/Outline of Coverage for details.

Dental Insurance

Dental Insurance

Keep your teeth and gums healthy with our dental insurance! The plan covers 100% of all covered Basic and Major Restorative care* when using an in-network dentist (subject to plan limitations). Exams, extractions, fillings, crowns and even dentures are covered at no additional cost to you.*

*Preventive services (Type A), Basic Restorative (Type B) and Major Restorative (Type C) are 100% covered when you visit an in-network participating dentist, subject to frequency limitations and $2,000 annual benefit maximum.

Vision Coverage

Vision Coverage

Vision coverage that helps you see clearly. Get your no cost routine annual eye exam and eyewear today!

Hearing Care Program

NEW! Hearing Care Program Get an annual hearing exam, up to two TruHearing® Advanced rechargeable prescription hearing aids (once every 3 years), and 1 year of follow-up visits with your TruHearing hearing care provider— all at no cost to eligible, enrolled drivers!

Medical Clinics

Medical Clinics

Get urgent care treatment at one of NYC’s top clinics at no cost to you! Visit select Modern MD clinics for any non-emergency issue and the IDG will pay for your visit, excluding any medications you are prescribed.

Virtual Primary Care

Virtual Primary Care

Connect with a board-certified doctor, for free, in less than 60 seconds for all your (non-emergency) medical needs, including chronic conditions, urgent care, or with general questions about your health, and get prescriptions* written when you need them. Available 24/7 and no appointments are necessary.

IDG Mental Health and Wellness Program

IDG Mental Health and Wellness Program

Are you feeling stressed by what's happening in your life? You don’t have to go through this alone. IDG social workers can help you come up with new ways of reducing stress, building healthy relationships, and overcoming other challenges life throws in your path.

Healthcare Enrollment

Healthcare Enrollment

Does your family qualify for free or low-costs health insurance? Call us today for a free screening that could get your family covered for less.

Prescription Discounts

Prescription Discounts

Save an average of 67% off prescription medications* at thousands of participating pharmacies, including CVS, Duane Reade, RiteAid, Walgreens, Wal-Mart, Target, Safeway and more!

*As of 4/17/23 based on an analysis of pharmacy submitted U&C vs. patient paid amount

Urgent Care Discounts

Urgent Care Discounts

Access to discounts on Urgent Care services in Metropolitan New York City locations!

Diagnostic Imaging Discounts

Diagnostic Imaging Discounts

If your doctor orders a diagnostic image for your care plan, you will have access to a network of providers who offer 40% to 80% savings on MRI, CT, and PET Scans

Legal Assistance

Legal Assistance

Affordable legal help from a qualified traffic lawyer for tickets issued by New York and New Jersey police.

Accident Support

Accident Support

Help with reporting your accident, legal assistance, and subrogation (a third party that investigates to see if you are owed additional money after an accident).

Classes

Classes

We connect you to free safety and health & wellness classes that will help you become a better driver.

Free Flu Shot Voucher Program

Free Flu Shot Voucher Program

The Free Flu Shot Program is a seasonal benefit and has ended on April 1, 2025. It will return Fall 2025 for drivers – please check back later this year for more news about this benefit!

Call us at 1-833-814-8590

to speak to a Driver Support Team representative for assistance with enrollment and/or using the benefits. Our open hours are from Monday to Friday from 8am – 8pm

Fill Out The Enrollment Form

Drivers Benefits will email you with an explanation of how to use your benefits. Make sure to check your spam folder.

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