UPGRADED! Accident Disability Insurance Plan provides monthly payments of up to 70% of your net driving income, to a maximum of $1,500 /month, paid directly to you up to a year if you are injured due to a covered accident outside of work and are unable to perform your job.*

Personal Accident Insurance This benefit provides direct lump-sum payments, ranging from $50 to $40,000, in the event of a range of serious, covered injuries.** Payment amounts vary based on the severity of the injuries and related medical services and are not reduced or affected if you have other insurance coverage.

Pays $100,000 in a lump sum if a Covered Driver dies in a covered accident on or after 6-1-23. Deaths due to prior medical conditions are not covered. Click here to view the plan certificate, including terms, conditions, exclusions, and limitations of coverage

Pays lump sum cash amount of $20K to help cover expenses if diagnosed with a Covered Illness.

Keep your teeth and gums healthy with our dental insurance! The plan covers 100% of all covered Basic and Major Restorative care* when using an in-network dentist (subject to plan limitations). Exams, extractions, fillings, crowns and even dentures are covered at no additional cost to you.*

Get your routine annual eye exam and eyewear at no cost!

NEW! Hearing Care Program Get an annual hearing exam and up to two TruHearing® Advanced rechargeable prescription hearing aids every 3 years—at no cost to eligible, enrolled drivers!

Get treatment for non-emergency issues at no cost! Available at select Modern MD locations in Brooklyn and Queens.

Connect with a board-certified doctor, for free, in less than 60 seconds for all your medical needs. Available 24/7. No appointments necessary.

Get free access to counseling and support applying for financial assistance!

Free screenings for publicly available health programs like Medicaid, CHIP, and QHPs.

Save an average of 67% off prescription medications* at thousands of participating pharmacies, including CVS, Duane Reade, RiteAid, Walgreens, Wal-Mart, Target, Safeway and more!

Access to discounts on Urgent Care services in Metropolitan New York City locations!

Access to providers who offer 40% to 80% savings on MRI, CT and PET Scans

Affordable Legal Assistance from a qualified traffic lawyer.

Help paying medical bills and lost wages

Get paid $300 to complete the Defensive Driving Class

The Free Flu Shot Program is a seasonal benefit and has ended on April 1, 2025. It will return Fall 2025 for drivers – please check back later this year for more news about this benefit!