Benefits

Drivers Benefits partners with The Black Car Fund and the Independent Drivers Guild to provide benefits for drivers of Black Car services such as Uber, Lyft, and the more traditional Black Car bases in the industry.

Accident Disability Insurance Plan
Accident Disability Insurance Plan
Provides monthly payments of up to 70% of your net driving income, to a maximum of $1,500 /month, paid directly to you up to a year if you are injured due to a covered accident outside of work and are unable to perform your job.*
$100,000 Accidental Death Benefit
$100,000 Accidental Death Benefit
Helps provide loved ones with financial security in the event a covered driver was to pass away in an accident. It pays $100,000 in a lump sum if a Covered Driver dies in a covered accident on or after 6-1-23. Deaths due to prior medical conditions are not covered. Click here to view the plan certificate, including terms, conditions, exclusions, and limitations of coverage.
Personal Accident Insurance
Personal Accident Insurance
Personal Accident Insurance This benefit provides direct lump-sum payments, ranging from $50 to $40,000, in the event of a range of serious, covered injuries.** Payment amounts vary based on the severity of the injuries and related medical services and are not reduced or affected if you have other insurance coverage.
Critical Illness Insurance
Critical Illness Insurance
Pays lump sum cash amount of $20K to help cover expenses if diagnosed with a Covered Illness.
¹MetLife will not pay a benefit for a Covered Condition that is diagnosed prior to the coverage effective date. In most states there is a preexisting condition limitation. If advice, treatment, or care was sought, recommended, prescribed or received during the three months prior to the effective date of coverage, we will not pay benefits if the covered condition occurs during the first six months of coverage. The preexisting condition limitation may not apply to all covered conditions and may vary by state. Refer to the Disclosure Document/Outline of Coverage for details.
Dental Insurance
Dental Insurance
Keep your teeth and gums healthy with our new and improved dental insurance! All in-network services are now 100% covered*. Pay $0 for services such as exams, extractions, fillings, crowns and even dentures!*.
*Preventive services (Type A), Basic Restorative (Type B) and Major Restorative (Type C) are 100% covered when you visit an in-network participating dentist, subject to frequency limitations and $2,000 annual benefit maximum.
Vision Coverage
Vision Coverage
Vision coverage that helps you see clearly. Get your no cost routine annual eye exam and eyewear today!
Medical Clinics
Medical Clinics
Get urgent care treatment at one of NYC’s top clinics at no cost to you! Visit select Modern MD clinics for any non-emergency issue and the IDG will pay for your visit, excluding any medications you are prescribed.
Telemedicine
Telemedicine
Consult with a medical provider any time, day or night, by phone, app or webcam for a number of conditions, including COVID-19 symptoms! Avoid the time, expense, and exposure of going in-person to a medical office or Urgent Care facility, and get prescriptions for non-controlled medications when you need them.
IDG Mental Health and Wellness Program
IDG Mental Health and Wellness Program
Are you feeling stressed by what's happening in your life? You don’t have to go through this alone. IDG social workers can help you come up with new ways of reducing stress, building healthy relationships, and overcoming other challenges life throws in your path.
Healthcare Enrollment
Healthcare Enrollment
Does your family qualify for free or low-costs health insurance? Call us today for a free screening that could get your family covered for less.
Accident Support
Accident Support
Help with reporting your accident, legal assistance, and subrogation (a third party that investigates to see if you are owed additional money after an accident).
Legal Assistance
Legal Assistance
Affordable legal help from a qualified traffic lawyer for tickets issued by New York and New Jersey police.
Classes
Classes
We connect you to free safety and health & wellness classes that will help you become a better driver.
Prescription Discounts
Prescription Discounts
Save an average of 67% off prescription medications* at thousands of participating pharmacies, including CVS, Duane Reade, RiteAid, Walgreens, Wal-Mart, Target, Safeway and more!
*As of 4/17/23 based on an analysis of pharmacy submitted U&C vs. patient paid amount
Urgent Care Discounts
Urgent Care Discounts
Access to discounts on Urgent Care services in Metropolitan New York City locations!
Diagnostic Imaging Discounts
Diagnostic Imaging Discounts
If your doctor orders a diagnostic image for your care plan, you will have access to a network of providers who offer 40% to 80% savings on MRI, CT, and PET Scans
to speak to a Driver Support Team representative for assistance with enrollment and/or using the benefits. Our open hours are from Monday to Friday from 8am – 8pm
Drivers Benefits will email you with an explanation of how to use your benefits. Make sure to check your spam folder.
See our team in action helping drivers!
Covid-19 Updates